Financial Counseling

Financial counseling on demand provides members with a broad array of practical financial counseling services when they have questions and need assistance.

askAFS services include access to accredited, certified financial counselors by way of a live telephonic counseling helpline and online information, educational and referral resources. Common issues include credit matters, tax questions, home financing, credit card debt, cash flow review, caring for elders, college planning, budgeting, retirement planning, vehicle purchase and many other individual and family financial concerns. askAFS has no products or services to sell.

What does askAFS do?

• Initial problem assessment
• Initial problem clarification
• Problem-solving options
• Creation of a goal-oriented plan
• Resources and tools for the plan's solutions and additional education
• Assistance and support in completing the plan
• Referrals for assistance as needed
• Ongoing follow-up and help with additional concerns

Family Legal Protection Plan

Legal Access Plans provides members and their families access t a nationwide network of over 20,000 attorneys that have contracted with Legal Access Plans t provide free and discounted legal services. This program provides initial face-to-face or phone consultations with licensed attorneys wh will help analyze legal problems, suggest options and recommend a course of action.

FOUR GREAT WAYS TO SAVE:

1. No-Cost Services
2. Exclusive Flat Fee Services*
3. Low Hourly Plan Rate Discount Services
4. Discounted Contingency Fees

No-Cost Basic Services Including:

• Free Simple Will with free annual updates
• Free Living Will substitution for Free Simple Will
• One-on-one consultations for new legal matters for up t ½ hour
• Unlimited phone consultations (for each new legal matter for up t ½ hour)
• Assistance in solving your problems with government programs
• Helpful advice on representing yourself in small claims court
• Attorney review of legal documents (six pages maximum) per new matter

Identity Theft Monitoring and Restoration

Allstate Identity Protection provides proactive and industry-leading identity monitoring to detect fraud sooner than competitors. The Allstate Identity Protection team includes privacy advocates who are certified and trained experts in identity theft restoration. If you indicate an alert seems suspicious, a privacy advocate will contact you by phone and serve as a dedicated case manager throughout the remediation process.

Allstate Identity Protection Includes:

• Solicitation Opt-Outs: Allows you to manage and reduce unwanted solicitations, pre-approved credit card offers and junk mail to limit exposure of personal information.
• Identity Monitoring: Looks for activity that could indicate misuse of your personal information and alerts you to any suspicious activity.
• Privacy Advocate Restoration: If your identity is compromised, trained experts will review any suspicious activity and take the work off your shoulders to restore your identity to pre-theft status.
• Wallet Protection and Dark Web Monitoring: Store the contents of your wallet securely for easy recovery should it be lost or stolen. Any information entered here will be monitored on the dark web for potential compromise, and you will be alerted if there is activity on your account.

Personal VPN and Secure EMail

• Members have access to the Travel Security package from Guard Street. This package features a Personal VPN, Secure Email Account and a Secure Data Vault. When you book a trip, you can rest assured that your valuable information can be accessed securely and with ease!
• Included in the Travel Security package:
• Personal VPN: Whether at home or away, members can turn on the Secure Web Access Tool and keep their credit card numbers, bank account numbers and passcodes along with the websites that they visit secure from others. Members can use public Wi-Fi securely, surf sites discreetly and be safe from hackers and identity thieves.
• Secure Email Address: Members will receive a secure email account to use any time they need to email important documents or as their primary email account. Emails are safely stored on secure servers, where they are safe from hackers and identity thieves.
• Secure Digital Vault: Members can securely store, share and access their important documents while traveling or at home. These include medical records, legal documents like social security card copies, passwords, account numbers, itineraries, passports, visas, photos and more.