Prioritize your health and security
With the Careington Lifestyle Plan With Dental, you'll have access to industry-leading health and lifestyle services. You can take advantage of 24/7/365 availability of board-certified, state-licensed physicians for your non-emergency medical needs, and receive year-round discounts on quality dental care, including both routine and specialty treatment, as well as on vision care. Utilize industry-leading identity monitoring to help detect fraud as soon as possible, and be secure for the future with access to free and discounted legal services and roadside assistance.
Telemedicine
DialCare Physician Access is a modern, easy-to-use telemedicine solution for non-emergency illnesses and general care. Members and their families have direct access to state-licensed and fully credentialed doctors, via phone or video consultations, to receive treatment and advice for common ailments, including colds, the flu, rashes and more. When medically appropriate, a DialCare doctor may prescribe a short term, non-DEA controlled medication for the member to pick up at the pharmacy of their choice.
Doctors are available 24 hours a day, 365 days a year, allowing members and their families convenient access to quality care from home, work or on the go.
When to use DialCare Physician Access:
- For non-emergency medical issues and questions
- During or after normal business hours, nights, weekends and holidays
- If the member lives a significant distance from a primary care doctor
- When a primary care doctor is not available
- When traveling and in need of non-urgent medical care or advice
What conditions can be treated?
- Allergies
- Fever
- Respiratory Infections
- Asthma
- Gout
- Sinus infections
- Bronchitis
- Insect bites
- Skin inflammations
- Cold & flu
- Sore throat
- Digestive issues
- Joint aches & pains
- Sports injuries
- Ear infections
- Rashes
- Urinary tract infections
- And more!
DCNC - 1/30/20
Vision Care
- Members save 20% to 40% off the retail price of eyewear with the EyeMed Vision Care Access Plan D discount program through the Access network. Members are eligible for discounts on exams, eyeglasses and conventional contact lenses from more than 90,000 providers nationwide including independent optometrists, ophthalmologists, opticians and leading optical retailers such as LensCrafters®, Target Optical® and most Pearle Vision® locations*.
*Provider locations are subject to change
EYEM - 1/17/20
Roadside assistance
Roadside Protect, Inc. has designed a roadside assistance plan to reduce the impact of many of the inconveniences accompanying automobile ownership. This plan enhances members' automobile experiences by assisting with issues regarding automobile maintenance or breakdown.
Roadside Assistance Services:
- Vehicle towing
- Vehicle fuel delivery
- Vehicle extrication
- Vehicle tire change
- Vehicle lock out
- Vehicle jump start
Emergency roadside services are provided by Roadside Protect, Inc.
Roadside Assistance Service Excludes:
1. Service if member is not with the disabled vehicle. 2. Transportation for the member to the vehicle for service or from the vehicle to another destination after service has been rendered. 3. Service will not be rendered in areas not regularly traveled, such as vacant lots, beaches, open fields, or other places which would be hazardous for service vehicles to reach. 4. Towing a vehicle off a boat dock or marina. 5. Delivery or repair of tires. 6. Installation or removal of snow tires and chains nor dismounting, repairing, or rotating tires. 7. Vehicle's storage charges. 8. Cost of parts, installation, products, materials, impounding, and additional labor relating to towing. 9. Service of any kind on vehicles used for commercial purposes or using dealer tags (Note: All trucks in New York have commercial license plates whether they are used for business or private use. If the truck is used for private use, we will dispatch.) 10. Service for taxicabs, tractors, boats, trailers, dune buggies, or vehicles used for competition, or stolen vehicles. 11. Service for unlicensed vehicles. 12. Service for vehicles with expired safety inspection sticker, license plate sticker, and/or emission sticker(s) where required by law. 13. Service for vehicles illegally parked or impounded. 14. Repeated service calls for a car in need of routine maintenance. 15. Service when a vehicle is snowbound. We do not hoist, winch, or shovel vehicles from unplowed roads, snow banks, snowbound driveways, or curbside parking. 16. Accident towing or towing to/from an impound lot. 17. Service for vehicles that have been involved in an accident or have been vandalized.
RSPA - 11/2/17
Identity Theft Restoration
IDX is a fully managed identity theft restoration service that provides the complete coverage identity theft victims expect and need. The IDX team includes experts in every aspect of identity theft, protection, restoration and data breach response management. IDX have a 100% record of success in completely restoring identity theft victims to pre-theft status.
Services of IDX Include:
- Fully Managed Identity Theft Restoration
- Certified Identity Restoration Experts
- One Year of FREE Credit Monitoring for Victims
- Free ID Theft Restoration for Data Breach Victims
- Online Education
- Document Recovery Assistance
IDXP - 8/4/21
Legal Advice
Members and their families will have access to a nationwide network of over 20,000 plan attorneys to provide members with discounted legal services. Plan attorneys have also contracted to charge no more than $125.00 per hour, or 40% off their usual and customary hourly rate, whichever is greater, for legal care that goes beyond the included and discounted services.
| Legal Service | Member Rate | Non-Member Rate |
|---|---|---|
| Traffic Ticket Defense | $89.00 | $199.00 |
| Name Change | $155.00 | $365.00 |
| Simple Will with Minors Trust | $250.00 | $530.00 |
| Chapter 7 Bankruptcy | $750.00 | $1,500.00 |
| Non-Support (Spouse/Child) | $275.00 | $1,490.00 |
| Simple Divorce | $275.00 | $1,100.00 |
| Regular Incorporation | $295.00 | $585.00 |
| Personal Real Estate Closing | $250.00 | $675.00 |
The fees listed above do not include additional filing fees, costs or administrative expenses. Specific definitions apply. They are only for legal services rendered. Available for legal dependents up to age 25.
LGCA - 12/14/15
Dental Care
Maximum Care Discount Network (POS & DenteMax)
Careington has owned and managed dental networks for more than 40 years and has contracted with DenteMax, another quality dental network provider, to create a "combined" national discount dental network with significant presence. This combined network is known as the Maximum Care Discount Network.
The Maximum Care Discount Network creates one of the largest dental networks nationally with a focus on neighborhood dentists. The network combines the outstanding network management skills of two great organizations and results in discounts of 20% to 50% below the 80th percentile of Reasonable and Customary charges.
Members are able to take advantage of savings offered by leaders in the dental care industry.
Maximum Care Discount Sample Savings
| Procedure Description | *Regular Cost | **Plan Cost | Savings $ | Savings % |
|---|---|---|---|---|
| Routine Checkup | $93 | $40 | $53 | 57% |
| Extensive Oral Exam | $163 | $71 | $92 | 56% |
| Four Bitewing X-Rays | $101 | $47 | $54 | 53% |
| Adult Cleaning | $152 | $71 | $81 | 53% |
| Child Cleaning | $107 | $50 | $57 | 53% |
| Composite (White) Filling (Front Teeth) | $239 | $112 | $127 | 53% |
| Crown (porcelain fused to noble metal) | $1,662 | $800 | $862 | 52% |
| Molar Root Canal | $1,692 | $800 | $892 | 53% |
| Complete Upper Denture | $2,436 | $1,182 | $1,254 | 51% |
| Extraction (single tooth) | $305 | $138 | $167 | 55% |
*Regular Cost is based on the average 80th percentile usual and customary rates as detailed in the 2023 Fair Health Report for the Los Angeles, Orlando, Chicago & NYC metropolitan statistical area(s).
**Plan Cost represents the average of the assigned Maximum Care Discount plan fees for the Los Angeles, Orlando, Chicago & NYC metropolitan statistical area(s).
Prices subject to change.
DN14 - 3/11/24
